Continuing with cash management publications, this article exemplifies how matching the duration of financial investments with their uses allows Apple to maximize returns without the need to invest in higher-risk instruments. Why did Apple accumulate over $200 billion...
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We transform seemingly impossible challenges into concrete results, being catalysts for improving the productivity of society.
Categories
Business Strategy and Evolution
Operational excellence
Business Sustainability
Digital transformation
Organizational Transformation
Lessons from 10 Years of Transformation in Back-Office Functions
As internal functions, back-office tasks, whether payroll processing or purchase order issuance, face no competition: without a market, there’s no way to prove if they’re competitive or not. Outsourcing is only applicable under certain conditions and mainly for large...
The Key Ingredient in Managing Excess Cash– How an Apparently Simple Cash Flow Projection Can Generate Returns Without Increasing Risk
All companies must have sufficient cash to meet the company’s payment needs (suppliers, salaries, taxes, among many others). In this daily task carried out by the treasurer, they may temporarily face situations where available cash exceeds the company’s needs. Good...
A Recession That Never Comes – What Issues Arise from a Long Cycle Without Recessions?
Despite the paradoxical nature of this publication's title, prolonged periods without recessions can indeed create problems. One of the most intriguing and concerning issues in various countries is the proliferation and persistence of so-called "zombie companies." ...
Increase in Accounts Receivable in Utility Companies: Is There an Unseen Risk Not Reflected in Stock Prices?
Eleven years ago, Chile was shaken by the La Polar case: The company, through a fraudulent model of "unilateral" debt restructuring of its customers, artificially inflated its balance sheet by not recognizing that the debt was uncollectible. This ultimately led to the...
Heroes vs Heroic Team – Part 2
In the previous post, we reflected on the consulting world and the consultant recruiting processes that allow firms like ours to help generate value for our clients. We reviewed how this consultant profile evolved for us at Montblanc from a "hero" profile to a "heroic...





